Good morning! It’s Daniel de Visé with your Daily Money.

Happy Consumer Friday the 13th!

People are Chameleon Financeshelling out more to travel the holiday roads this season, Felecia Wellington Radel reports.

About a third of Americans are planning to travel more this winter than in 2023, according to an October survey by rental fleet management company Zubie. And compared to last year, those travelers are spending more on their getaways.

Who wants to be a 401(k) millionaire?

A record number of Americans are 401(k) millionaires, thanks to a surging stock market. 

The tally of 401(k) millionaires reached 544,000 in the third quarter of 2024, up from 497,000 three months earlier, according to Fidelity Investments, a leading administrator of employer retirement plans. The figure covers only Fidelity accountholders.  

How does one join this elite club? We have some tips.

📰 More stories you shouldn't miss 📰

• YouTube TV to raise prices
• Social Security bill gets a boost
• Jobless claims rise unexpectedly
• Southwest pilots get retirement perks
• Will Elon Musk-NVIDIA partnership pay off?

📰 A great read 📰

We've been featuring favorite 2024 stories from colleagues. Here's one from Kathleen Wong!

Hawaii’s most famous coastline, Waikiki Beach, won't be the same in 50 years.  

Oahu is the most visited Hawaiian island, with its iconic Waikiki neighborhood serving as a central base for many travelers, but it has already been changing. The beaches flanking Waikiki have narrowed, and, in some areas, are nonexistent. During high tide or if there’s a swell, waves crash onto walkways, soaking passersby. 

These issues didn’t exist decades ago, at least not as noticeably as today. And it’s only expected to get worse. 

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.

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